If you are someone who counts how many paychecks that are left before Christmas or if you are still paying for your holiday shopping in July, you may want to consider a holiday budget that will ease
the stress and financial strain of gift shopping.

There are plenty of ways to start a holiday budget, if you have the discipline and follow your plan, when the holiday shopping season comes around, you will be able to check off that gift list and not have to stress about your gift finances before and after Christmas.

The first easy tip is to shop early or through out the year. Buying gifts throughout the year will ease that all in one or two months bulk spending, if you shop through out the year  you can set a certain amount to spend each month so you do not have to use a big chunk of your finances all at once. If you do shop through out the year, make sure to jot down where you hid all the presents so you are sure to find them in time for the holidays! (No laughing, this has happened in my family Ha-Ha)

One of the old fashion ways to save for your holiday shopping is right through you own bank. Some bank offer whats called a Christmas Club or you can choose a certain amount and each week have this amount automatically deducted and transferred to a savings account or any account you do not touch and this amount will add up and you will have a gift fund.

Making a list of gifts to buy and then searching for those items to find them on sale is another great way to save some holiday cash. There are instances where it may be time consuming or frustrating as some items that are on the list fly off shelves with in minutes of the sale day store opening. Taking some time to plan and do research can not only save you money but also time and aggravation. (Remember if you are standing in line over night, pack that extra blanket and a pair of gloves)

Creating a plan and budget may seem scarey, but it is a lot easier than you think. You can use the old pen and paper and create your plan of action, there are also many templates you can search for on line that you can download and fill in yourself, and there are many phone apps that will search for the best deals and compare items that you are looking for. No need to stress because there are many helping hands out there to get you through the holiday season!

The last and final tip is when doing your budget, make sure to plan ahead for things other then gifts. For example: Holiday Decorations, Holiday Parties, Holiday Cards, Wrapping Paper, and you can't forget the Cookies, Milk, and Carrots!

All these things will help ease your mind during the holidays so you can get your shopping done and make sure you have the finances to do it.

If you have a tip that you do not see on the list or have a special plan that helps you, please share it in the comments, knowledge is power, let's help each other out and enjoy a less stressful holiday season!


Have a great one and thank you for being a part of GiftsBeyond.com